“SIDDHIMA MICROSERVICES ASSOCIATION”

The Founders of the Association are desirous of creating a public charitable trust with a motive to serve the society by to promote, advance and further charitable purposes through operating primarily as a “Grant Making” organisation to provide funding and support for the operation, management and development of (amateur, youth, community and other categories recognised as charitable) society (which shall mean particularly, but not necessarily exclusively, a focus on academic and social development) facilities, projects, programs and infrastructure including arrangements for access to such facilities etc.

Develope Ecosystem

We are services to the urban and rural poor, as well as micro and small businessmen in the underserved geographies of Northern & Eastern India, starting with Bihar.Sidhima strives to create a favourable environment for the industry to deliver microfinance services with ease .

Support to the Members

Sidhimma microfinance supports Members through its extensive pan India Network, its strong SRO wing, and The greatest benefit to the Members is the strong network that MFIN has established pan India, through its 13 State Chapters and over 350 District Forums.

Client Protection

The two most important tenets of Sidhima microfinance remain Responsible Lending and Client.To ensure responsible lending in an evolving industry, within the broad framework provided by the RBI Master Directions for NBFC-MFIs, RBI Fair Practices Code.

Siddhima Microservices

Siddhima Microservices, is one of India’s leading and most trusted Microfinance companies. Siddhima Microservices aim is to encourage and assist the development and growth of craft industries in the villages including cottage and small and medium enterprises, educational advancement, advancement of backward classes and minorities, social and scientific research and to provide resources to the people belonging to backward and minorities classes.

To carry out charitable and welfare activities in the area of Education, Research, Skill Development, Woman and Child development, Training and Mentoring, Alternate Therapies, healthcare.

Our Process

Sidhima Microservices delivers a diversified range of financial solutions to the people in society. We use technology to fulfill the customer’s need. Here are our key focus areas.

Paper Less

Transparent

Cashless

Quick

Graph Shows Net Value Profit Assembling

Sidhima Microservices is a company built with a vision for transformation, differentiator and change in the financial inclusion sector.

Shorten time per deal

Collection or Recovery Track

99%

On each loan

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Why Choose Us

OWNERSHIP

We believe in doing whatever to it takes for winning. Do it the best we can; do it the best it can be done. That is how we succeed at Prayatna. Think & Act like the owner.

INTEGRITY

Integrity for us means being ethically unyielding, fiercely honest and inspiring trust by saying what we mean, matching our behaviors to our words and taking responsibilities .

TEAMWORK

Best “Outcomes” come from working together cohesively with our customers (both internal & external). We create synergy of our combined strengths and leverage the power of team.

SERVICE EXCELLENCE

We keep the customer (internal and/or external) as the focal point of all our activities. We help customers (and business partners) achieve their needs and goals and objectives to full fill there dreams.

Our Products

Sidhima Microservices, provides a variety of financial services, such as business loans,  loans to entrepreneurs & consumer durable loans. We focuses on providing personalized services and advice to our customers. 

Income Generating Loan / Business Loan

An incomegenerating loan is a type of loan that is designed to help entrepreneurs, small business owners, and other individuals start or expand an enterprise in order to generate an income. 

Here are the loan detail.

  • Loan Amount : Rs. 40,000 to Rs. 60,000
  • Loan Term : up to 24 Months
  • Loan Type : Individual
  • Repayment Frequency : Fortnightly and 2 Biweekly

Micro, Small And Medium Enterprises

MSME is the short form of Micro, small and medium enterprise. Thus MSME loans are offered to those entrepreneurs whose business falls under these categories.

Here is the brief detail and eligibility of the loan:

  • Loan Amount : Rs. 50,000 to Rs. 2 Lac
  • Loan Term : 24 Months
  • Loan Type : Individual
  • Repayment Frequency : Monthly

Consumer Durable Loans

Consumer durable loan is a type of personal loan that enables individuals to purchase consumer durables such as electronics, furniture, appliances, etc., without having to pay the full amount upfront.

Here are the details and eligibility criteria.

  • Loan Amount : Rs. 600 to 3,699
  • Loan Term : Upto 4 Months
  • Loan Type: Individual
  • Repayment Frequency: Fortnightly and 2 Biweekly

Social Activity/Blog

Sidhima Microservices, is one of the responsible institutions for micro finance in India. We are doing many social activities and that includes providing financial literacy training, offering microloans and grants, and contributing to charitable causes in the community. 

Sanitizing and cleaning

Sidhima Microservices took all the precautionary measures for all their employees by stimulating at the same time, our service delivery will be aided by cutting edge technology and infrastructure that is able to achieve economies ...

Skill Development

Vocational training to youth and women: We are planning to provide vocational training to youth and women from poor and weaker section of the society .We support various sports academies to help nurture young talent and promote We begin our intervention right at identification of skills gaps.

Women Empowerment

women empowerment we believes in investing a tremendous amount of energy and resources in empowering women. This is because of the fact that women from under privileged sections fight multiple battles, ranging from poverty, abuse, poor hygiene and cultural .

What Our Clients Saying


Story of Sharda Devi

This story is of Mrs.Sharda Devi wife of Mr. Ram Prasad from Madhya Pradesh. Her fixed income was dependent on her tailoring and her husband’s job in a private company. When she came to know about Praytana Microfinance giving a loan to poor people, she decided to take a loan for Rs. 20,000 from which she bought 2 sewing machines and the rest of the remaining money she invested in a small shop.She took the responsibility on herself to accumulate a group of women who were in need to create an external growth

Story of Priyanka khare

This story is of Mrs. Priyanka Khare wife of Mr. Ram Ratan Khare from Jhansi living in a family of 6 members. Their income was dependent on farming and then she met the employee of Pratyana microfinance where he informed her about making a group of ladies to get a loan while educating her about opening a small business of her own from this money to get a better way of living. She took the responsibility on herself to accumulate a group of women who were in need to create an external growth of their household income and briefed them..

Story of Anguri Devi

This story is of Mrs. Anguri Devi wife of Mr. Rajkumar from Jhansi. She learned about PrayatnaMicrofinance when their fixed income was dependent on their daily wages. After discussing with their family members, they decided to take a loan for Rs.30,000 and bought a buffalo for a higher daily income for their family. By selling the milk, not only they were fulfilling their basic needs but also added another revenue source for their daily income and created a better front of living for themselves.She took the responsibility on herself.



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Sidhima Microservices is a leading NBFC company of India. We provide best loan options to the people.